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Investing in Atlanta Cash flow zone

Wed, 16 May 2012 19:00:00 GMT

Making money without placing the funds at risk is primary for any investor, and being able to rely upon a cash flow zone is paramount. Investing in Atlanta’s single family homes offers stellar opportunities considering that it is realizing steady population growth and according to Forbes Magazine, it is listed in the top ten cities in the nation for new construction and the #1 rental market in America. One of the benefits that Atlanta single family home investment that other cities in your region or state may not offer is that it is literally an investment magnet, and it has been rated the 4th best city to invest in America.

Tags: Fully managed high yield cash flow homes,investing in income properties,rental income investing,cash flow investing,Atlanta property investing

The great Investment secret

Thu, 03 May 2012 19:00:00 GMT

Are you worried about your retirement? Rest assured, you’re not alone - it’s no secret that America is approaching a retirement income crisis, leaving 78 million people (over half of today’s workforce) with no access to a workplace-based retirement program, and many others without the opportunity to save enough money for a comfortable retirement.

And with the soaring cost of healthcare and other retiree costs, many are looking for alternative ways to guard their future, including alternative asset schemes for investment with their IRAs/401Ks, such as single family homes.

Tags: rental property investing,fully managed cash flow homes,retirement income,investment secret

The great American retirement crisis

Mon, 23 Apr 2012 19:00:00 GMT

While it is true that Americans live in a capitalist society, something that seems to come in a ‘survival-of-the-fittest’ mode after you’ve completed your education is to get ahead, you need a plan. Theoretical discussions of investment and finance mean very little to most teenage minds.

Fast forward 40 years; you’re of retirement age facing the rest of your life. Even if you've stocks, bonds, IRA’s, Treasury notes, CD’s, and other cash stashed away under your mattress, you may not have the investment growth that’s going to preserve your money in a meaningful way.

Before you wind up on that precipice of having to decide to work another two decades or move to some remote place, far from your friends and your family just to make ends meet, decide to do something greater.

This perilous end is a reality that many 40, 50, and 60 year-old's are facing right now; a reality that their 20 and 30 year-old children would be wise to take heed of. It’s a fact that from 2000-2009 unless you were managing some kind of an as yet undiscovered Ponzi scheme, your well diversified financial portfolio likely looks about the same or worse than it did 10 years ago. Unemployment and underemployment forced people to have to tap into their financial reserves for personal emergencies making your well-balanced portfolio of 10 years ago look even shoddier today. It’s also true that a majority; 53% of Americans have less than $25,000 in savings. Add into that equation the tenuous future of Social Security and Medicare and you get the picture.

So how can you avoid this gobbledygook in your own personal financial future? One sure way to have a near-constant stream of reliable investment growth income coming in is to have single family rental real estate.

If you own your own home already and have bitten off the head of the mortgage monsters head, diving back into that morass may not be on top of your list of things to do. Still, if you look at the way your investment growth can pan out over time, it’s almost ridiculous not to be investing in real estate.

There are two main facts hesitant investors should consider when they're considering diving into real estate investment: The vast number of distressed properties on the market today and the fact that homeownership is down and expected to continue to fall.

Why those two things? Simple economics. If you have $200,000 invested in stocks, your IRA, and other savings and investments, how has that money been treating you lately? Especially if you’re invested in conservative mutual funds or something even slower growing; you could be earning 1 or 2% - you could be breaking even or losing money on paper when you factor in inflation to these lackluster returns. Real estate is a tangible asset; you own the home and you own the land that this home is built on. Being the owner you can do whatever you’d like with it. You can rent it, you can live in it, you can operate another cash-generating business like a bed and breakfast; the choice is really up to you.

One more point to remember is that with homeownership way down, people still need somewhere to live. Families who need to rent often choose to do so in a single-family home. The market for single-family rentals is infinite. When one family is able to buy; another who needs to rent will be close behind.

If you’re looking for more information about generating investment growth income from real estate, you should talk to an industry leader.
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Latest IRA Facts

Thu, 16 Feb 2012 19:00:00 GMT

Snapshot of US Retirement Market year ending 2011

Market Size:

The market deployed a total retirement assets of $17.5 trillion

Ownership:

.  Nearly four out of 10 U.S. households owned IRAs in 2011
.  49 Million households owned at least one or more types of IRAs
. 44 Percent of U.S. Households Owned Mutual Funds in 2011
. About one-third of U.S. households owned traditional IRAs in 2011
. IRA owners are savers
. IRA ownership increased with household income
. 44 Percent of U.S. Households Owned Mutual Funds in 2011
. 90 Million Individual U.S. Investors Owned Mutual Funds in 2011

Contributions:

.  The median financial assets of IRA-owning households was 8 times greater than that of the households with no IRAs
.  56% of IRA households earned $50,000 or more
. Rollovers from employer-sponsored retirement plans have fueled the growth in IRAs.
. Although most U.S. households were eligible to make contributions, few did so.
. Only 14% percent of U.S. households contributed to any type of IRA in tax year 2010 with very few households making  “catch-up” contributions to traditional IRAs or Roth IRAs.

(Source: www.ici.org, WSJ)
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Best Kept secret: Pittsburgh cash flow zone

Mon, 05 Dec 2011 19:00:00 GMT

If you are looking into buying properties in a cash flow zone that has a combination of American’s Best Housing Markets and American’s Most Livable Cities, Pittsburgh is your choice.Recent article from Forbes magazine ranked Pittsburgh high on: Good income growth, employment prospects, low crime safety ranking,...

SAVINGS FITNESS: A Guide to your money and your financial future

Tue, 29 Nov 2011 19:00:00 GMT

The booklet “SAVINGS FITNESS: A GUIDE TO YOUR MONEY AND YOUR FINANCIAL FUTURE“, from U.S. Dept. of Labor, shows you the key tool for making a secure retirement a reality: financial planning. It will help clarify your retirement goals as well as other financial goals you want to “buy” along the way. It will...

An Introduction To Self-Directed IRA Investing

Tue, 22 Nov 2011 19:00:00 GMT

There are actually eight different retirement accounts which can be used separately or combined and used in self-directed investing, traditional and non-traditional. These accounts include Traditional and Roth IRAs, SIMPLEs, SEPs, 401(k)s and the newly created Roth 401(K)s plus the HSAs (Health Savings Account) and the...

The U.S. Retirement Market: IRA Snapshot & Retirement Income Gap

Sun, 13 Feb 2011 19:00:00 GMT

As of Sept 30, 2010: Total U.S. retirement assets: $16.6 trillion (up 6.1% from $15.6 trillion in 2Q2010) 60% of households nearing retirement age have 401(k)-type accounts Retirement savings account: for 36% of all household financial assets in the United States 49 Million Households Own IRAs IRAs hold $4.5 trillion (up...

Real Estate IRAs….Yes You Can!

Thu, 27 May 2010 12:00:00 GMT

Invest In Real Estate With Your IRA! How Real Estate can spell real tax-free profits with the right know-how The dream of owning and managing real estate and keeping the profits to yourself instead of the tax man is not a dream any more. The fact is, it’s completely possible to enjoy tax-free or tax-deferred profit just by...

3 Tips Before Investing Your IRA In Foreclosures

Wed, 12 May 2010 12:00:02 GMT

While using an IRA to invest in property that’s been foreclosed on is a fantastic option for increasing tax-free earnings, it’s just as important that long-time and new investors know the potential pitfalls and benefits of such a move. Below are the a few of the important considerations to make before investing your...