By HomeUnion on Thursday, May 17, 2012 in Blog | Comments (0)
Making money without placing the funds at risk is primary for any investor, and being able to rely upon a cash flow zone is paramount. Investing in Atlanta’s single family homes offers stellar opportunities considering that it is realizing steady population growth and according to Forbes Magazine, it is listed in the top ten cities in the nation for new construction and the #1 rental market in America. One of the benefits that Atlanta single family home investment that other cities in your region or state may not offer is that it is literally an investment magnet, and it has been rated the 4th best city to invest in America. |
By HomeUnion on Friday, May 04, 2012 in Blog | Comments (0)
Are you worried about your retirement? Rest assured, you’re not alone - it’s no secret that America is approaching a retirement income crisis, leaving 78 million people (over half of today’s workforce) with no access to a workplace-based retirement program, and many others without the opportunity to save enough money for a comfortable retirement.
And with the soaring cost of healthcare and other retiree costs, many are looking for alternative ways to guard their future, including alternative asset schemes for investment with their IRAs/401Ks, such as single family homes. |
By HomeUnion on Tuesday, April 24, 2012 in Blog | Comments (0)
While it is true that Americans live in a capitalist society, something that seems to come in a ‘survival-of-the-fittest’ mode after you’ve completed your education is to get ahead, you need a plan. Theoretical discussions of investment and finance mean very little to most teenage minds.
Fast forward 40 years; you’re of retirement age facing the rest of your life. Even if you've stocks, bonds, IRA’s, Treasury notes, CD’s, and other cash stashed away under your mattress, you may not have the investment growth that’s going to preserve your money in a meaningful way.
Before you wind up on that precipice of having to decide to work another two decades or move to some remote place, far from your friends and your family just to make ends meet, decide to do something greater.
This perilous end is a reality that many 40, 50, and 60 year-old's are facing right now; a reality that their 20 and 30 year-old children would be wise to take heed of. It’s a fact that from 2000-2009 unless you were managing some kind...
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By HomeUnion on Friday, February 17, 2012 in Blog | Comments (1)
Snapshot of US Retirement Market year ending 2011
Market Size:
The market deployed a total retirement assets of $17.5 trillion
Ownership:
. Nearly four out of 10 U.S. households owned IRAs in 2011
. 49 Million households owned at least one or more types of IRAs
. 44 Percent of U.S. Households Owned Mutual Funds in 2011
. About one-third of U.S. households owned traditional IRAs in 2011
. IRA owners are savers
. IRA ownership increased with household income
. 44 Percent of U.S. Households Owned Mutual Funds in 2011
. 90 Million Individual U.S. Investors Owned Mutual Funds in 2011
Contributions:
. The median financial assets of IRA-owning households was 8 times greater than that of the households with no IRAs
. 56% of IRA households earned $50,000 or more
. Rollovers from employer-sponsored retirement plans have fueled the growth in IRAs.
. Although most U.S. households were eligible to make contributions, few did so.
. Only 14% percent of U.S. households contributed to... |
By HomeUnion on Tuesday, December 06, 2011 in Blog | Comments (0)
If you are looking into buying properties in a cash flow zone that has a combination of American’s Best Housing Markets and American’s Most Livable Cities, Pittsburgh is your choice.Recent article from Forbes magazine ranked Pittsburgh high on: Good income growth, employment prospects, low crime safety ranking,... |
By HomeUnion on Wednesday, November 30, 2011 in Blog | Comments (1)
The booklet “SAVINGS FITNESS: A GUIDE TO YOUR MONEY AND YOUR FINANCIAL FUTURE“, from U.S. Dept. of Labor, shows you the key tool for making a secure retirement a reality: financial planning. It will help clarify your retirement goals as well as other financial goals you want to “buy” along the way. It will... |
By HomeUnion on Wednesday, November 23, 2011 in Blog | Comments (1)
There are actually eight different retirement accounts which can be used separately or combined and used in self-directed investing, traditional and non-traditional. These accounts include Traditional and Roth IRAs, SIMPLEs, SEPs, 401(k)s and the newly created Roth 401(K)s plus the HSAs (Health Savings Account) and the... |
By HomeUnion on Monday, February 14, 2011 in Blog | Comments (0)
As of Sept 30, 2010:
Total U.S. retirement assets: $16.6 trillion (up 6.1% from $15.6 trillion in 2Q2010)
60% of households nearing retirement age have 401(k)-type accounts
Retirement savings account: for 36% of all household financial assets in the United States
49 Million Households Own IRAs
IRAs hold $4.5 trillion (up... |
By HomeUnion on Thursday, May 27, 2010 in Blog | Comments (3)
Invest In Real Estate With Your IRA!
How Real Estate can spell real tax-free profits with the right know-how
The dream of owning and managing real estate and keeping the profits to yourself instead of the tax man is not a dream any more. The fact is, it’s completely possible to enjoy tax-free or tax-deferred profit just by... |
By HomeUnion on Wednesday, May 12, 2010 in Blog | Comments (3)
While using an IRA to invest in property that’s been foreclosed on is a fantastic option for increasing tax-free earnings, it’s just as important that long-time and new investors know the potential pitfalls and benefits of such a move. Below are the a few of the important considerations to make before investing your... |